Monthly Income Plan
Arthvaya India Nidhi Limited
The Monthly Income Scheme (MIS) is a unique scheme where members can invest a specific amount and get returns every month till the end of the tenure at our competitive MIS interest rate. Members can choose investment amount along with the duration and earn interest on the same.
60 Months 10.00% 417.00
Special Interest Rates*
0.50% additional interest for women on fixed deposits
0.50% additional interest for senior citizens (members above 50 years in age) on FD
*Special interest rates applicable as per Nidhi’s Terms & Conditions Interest rates effective from October 09, 2017
Frequently Asked Questions

What is the tenure of Monthly Income Scheme?

Our Monthly Income Scheme is available with maximum tenure of 5 years.

What is the minimum investment amount for Monthly Income Scheme?

The minimum amount of investment is Rs. 50,000 for Monthly Income Scheme and after that, one can invest in multiples of Rs. 10,000 in this product.

How much interest can a member earn in Monthly Income Scheme?

The interest rate of the product are as follows:-
• 5 Year – 10.00% Yearly

Is there any facility for prematurity in Monthly Income Scheme?

Members can premature this deposit as per following rules:-
• (A) MIS for 5 Years:- The member can get prematurity after 24 months
(The interest paid monthly will be recovered)

Is there any facility for loan in Monthly Income Scheme?

No! Loan facility is not available against Monthly Income Scheme.

Are there any special benefits in rate of interest for senior citizens and women?

Yes! A special benefit of 0.50 % for women and 0.50% for senior citizens on basic rate of interest is given. If a woman is also a senior citizen, then she can get only one benefit.

Are the Value date and maturity dates included for interest calculation?

Inception date is included while maturity date is not included for interest calculations.
Best Monthly Income Scheme (MIS)
Like other investment schemes of Arthvaya India Nidhi Ltd, MIS also promises guaranteed secure returns. Our Monthly Income Scheme is a unique scheme that allows members to invest a specific amount of money and get return every month within the defined tenure along with special MIS interest rate. Investment amount and duration can be selected by the member and interest can be gained on the same.
We, at Arthvaya India Nidhi Ltd, let you invest under MIS for the tenure maximum of 5 years. The minimum amount of MIS investment is ₹ 50,000 after which you may invest in the multiples of ₹ 10,000. We offer you an MIS interest rate of upto 10.00%. With such a higher rate of interest, Arthvaya offers you the best Monthly Income Scheme. Invest in MIS today!
Disclaimer: All the products and services of the Nidhi are exclusively available for members of Arthvaya India Nidhi Ltd. only.
Arthvaya India Nidhi is a Mutual Benefit Company headquartered in Gaya, Bihar. It is a nonbanking financial company doing the business of lending and borrowing between its members or shareholders... READ MORE